--- description: Plaid : avantages et inconvénients. Lisez les avis clients, consultez les prix et découvrez les fonctionnalités. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid - Avis, notes, prix et abonnements - Capterra Canada 2026 --- Breadcrumb: [Accueil](/) > [Logiciels de prêts commerciaux](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://fr.capterra.ca/software/174384/plaid Page : 1/5\ Suivant: [Page suivante](https://fr.capterra.ca/software/174384/plaid?page=2) > Plaid est une plateforme technologique qui permet aux applications de se connecter aux comptes bancaires des utilisateurs. > > Conclusion : 100 utilisateurs lui ont donné la note de **4.4/5**. Figure au meilleur classement pour **Probabilité de recommander le produit**. ----- ## Présentation ### Qui utilise Plaid? Le produit Asset de Plaid est idéal pour un initiateur de prêts cherchant à numériser le processus de prêt et à créer une meilleure expérience emprunteur. ## Statistiques et notes | Métrique | Notation | En détail | | **Note globale** | **4.4/5** | 100 Avis | | Simplicité | 4.5/5 | D'après l'ensemble des avis | | Support client | 4.3/5 | D'après l'ensemble des avis | | Rapport qualité-prix | 4.4/5 | D'après l'ensemble des avis | | Fonctionnalités | 4.5/5 | D'après l'ensemble des avis | | Pourcentage de recommandation | 80% | (8/10 Probabilité de recommander le produit) | ## À propos du vendeur - **Entreprise**: Plaid - **Pays**: San Francisco, É.-U. - **Fondé**: 2012 ## Contexte commercial - **Type de licence**: (Version gratuite disponible) - **Public cible**: Travailleur autonome, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+ - **Déploiement et plateformes**: Cloud, SaaS, web, Android (mobile), iPhone (mobile), iPad (mobile) - **Langues**: allemand, anglais, danois, espagnol, estonien, français, italien, letton, lituanien, norvégien, néerlandais, polonais, portugais, roumain, suédois - **Pays disponibles**: Allemagne, Belgique, Canada, Danemark, Espagne, Estonie, France, Irlande, Italie, Lettonie, Lituanie, Norvège, Pays-Bas, Pologne, Portugal, Royaume-Uni, Suède, États-Unis ## Fonctionnalités - Authentification - Authentification multifacteur - Banque de détail - Banque en ligne - Base de données de biens - Biens commerciaux - Biométrie - Clôture de réclamations - Compte de résultat - Comptes rendus financiers - Conformité fiscale - Distribution automatique de fonds - Environnement de développement intégré - Gestion de la conformité - Gestion de la maintenance - Gestion de la paie - Gestion des documents - Gestion des emprunteurs - Gestion des portefeuilles de prêts - Gestion des risques - Gestion des réclamations - Gestion financière - Interface graphique - Intégration de l'utilisateur - Intégration des employés - KYC Compliance - Lecteur de carte mobile - Liveness Detection - Mesure des performances - Méthodes d'authentification multiple - Paiements mobiles - Paiements électroniques - Rapports de paie - Rapports et analyses - Rapports et statistiques - Real-Time Monitoring - Real-Time Reporting - Suivi des investissements - Suivi des locations - Suivi des statuts - Surveillance des transactions - Tableau de bord - Traitement des cartes de crédit - Traitement des paiements ACH - Transfert électronique de fonds - Vérification d'identité - Vérification de données - Vérification de l'admissibilité à l'assurance - Vérification des antécédents - Évaluation des risques ... et 36 fonctionnalités supplémentaires ## Intégrations (31 au total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... et 16 intégrations supplémentaires ## Ressources d'aide - Service client/courriel - FAQ/forums - Base de connaissances ## Category - [Logiciels de prêts commerciaux](https://fr.capterra.ca/directory/30537/commercial-loan/software) ## Catégories connexes - [Logiciels de prêts commerciaux](https://fr.capterra.ca/directory/30537/commercial-loan/software) - [Logiciels de gestion intégrée de risques](https://fr.capterra.ca/directory/31545/integrated-risk-management/software) - [Logiciels de gestion des investissements](https://fr.capterra.ca/directory/20010/investment-management/software) - [Logiciels pour créer une application](https://fr.capterra.ca/directory/32016/app-building/software) - [Logiciels d'authentification](https://fr.capterra.ca/directory/31218/authentication/software) ## Logiciels similaires 1. [Ondato](https://fr.capterra.ca/software/201476/ondato) — 4.8/5 (13 reviews) 2. [PayPal](https://fr.capterra.ca/software/179251/paypal) — 4.6/5 (26340 reviews) 3. [authorize.net](https://fr.capterra.ca/software/54911/authorizenet) — 4.5/5 (216 reviews) 4. [NetSuite](https://fr.capterra.ca/software/135757/netsuite) — 4.2/5 (2007 reviews) 5. [Tipalti](https://fr.capterra.ca/software/136904/tipalti) — 4.6/5 (174 reviews) ## Avis ### "Does what it says it does\!" — 5.0/5 > **Adina** | *4 avril 2026* | Marketing et publicité | Taux de recommandation : 10.0/10 > > **Avantages**: Great and high security product for ensuring integration between financial apps. Does what it says it does. > > **Inconvénients**: Sometimes the connevtion is glitchy, requires a lot of authentification. I dont always remmeber my passords offhand so requires some digging. ----- ### "Easy to use, speeds up account connection" — 5.0/5 > **Erica** | *13 avril 2025* | E-learning | Taux de recommandation : 10.0/10 > > **Avantages**: It's such an easy way to connect bank accounts. > > **Inconvénients**: Occasionally it hasn't worked for unknown reasons. ----- ### "Convenient but could be more transparent" — 4.0/5 > **Dallas** | *30 juin 2025* | Biotechnologie | Taux de recommandation : 8.0/10 > > **Avantages**: -Most connections are stable and don’t need frequent re-linking. -Works with most major services like Venmo, Robinhood, Mint, and many more -Login details are not stored on Plaid’s servers > > **Inconvénients**: -Not every institution is available, especially local or regional ones. -There’s no single place for users to manage or revoke app permissions across all Plaid-connected apps > > Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly. Way better than having to enter everything manually. That said, it’s not perfect. Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks. Also, it’s not always super clear what data the app is getting access to. Security-wise, I feel pretty good about it. They don’t store your login info, and everything seems encrypted and secure. Still, I wish there were more user-facing tools to manage connections across different apps in one place. Overall, Plaid makes connecting your bank to apps fast and easy. It mostly just works, which is kind of the point. A few more transparency and control features would make it better ----- ### "Great for financial integrations but occasional connection issues" — 4.0/5 > **Utilisateur vérifié** | *1 avril 2026* | Biotechnologie | Taux de recommandation : 10.0/10 > > **Avantages**: I liked how easy it makes connecting bank accounts to apps. The whole process is pretty quick and smooth and it works with a huge number of banks which is really helpful. It saves a lot of time compared to manually entering details or verifying accounts. I also like that it feels secure and widely trusted since a lot of popular app use it. Overall it just makes financial integrations much simpler for both users and developers. > > **Inconvénients**: One thing I didn’t like is that sometimes bank connections can break or not sync properly, especially with smaller banks. It can be a bit frustrating when data is delayed or missing and you don’t realize it right away. Also, for businesses, pricing and setup can feel a little complex depending on the use case. There are also some concerns people have around sharing financial data, even though it’s generally secure. > > My experiance with Plaid has been mostly positive. It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools. The API capabilities are pretty strong and allow companies to build advanced financial features without dealing with banks directly. That said, it’s not always perfect and sometimes requires extra handling for edge cases or connection issues. But overall it’s a reliable and widely used solution in the fintech space. ----- ### "It’s convenient, but it could use some work" — 3.0/5 > **Jamie** | *18 janvier 2026* | Produits alimentaires | Taux de recommandation : 3.0/10 > > **Avantages**: The take away from plaid is having all of your immediate banking information and verification at your fingertips. And it’s fairly easy to use. > > **Inconvénients**: A few cons that I have about plat is the fact that you cannot verify Cash app or PayPal 70% of people use those platforms however they’re not compatible with plaid. Another thing that I disliked is that you’re begging information is linked to that number until you physically remove it. I’ve had instances where I had a new number and I had to verify my bank through Platt and someone else else’s banking information popped up. > > Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking information fairly quickly. I just worry about other people that may have an old number of mine having access to my old banking information. ----- Page : 1/5\ Suivant: [Page suivante](https://fr.capterra.ca/software/174384/plaid?page=2) ## Liens - [Afficher sur Capterra](https://fr.capterra.ca/software/174384/plaid) ## Cette page est disponible dans les langues suivantes. | Langue | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Données structurées